Staff Writer
Chloe Martin
Chloe Martin is a staff writer at Car Insurance After a Speeding Ticket. She worked for four years coordinating a court-approved driver improvement programme, where she saw which drivers used traffic school well and which paid tickets without knowing their options.
On this site she writes the traffic school, first-ticket, multiple-ticket and comparison guides, working from state court rules, insurer filings and reader submissions.
Chloe is based in Sandy, Utah.
- Based in Sandy, Utah
- Covering auto insurance since 2020
- Focus areas: traffic school rules, conviction masking, driver improvement programmes, policy comparison
- Education: Utah State University (B.A., Communication)
Guides
Guide
How Long a Speeding Ticket Affects Insurance
The three-year insurance lookback, how it differs from the state's record and points periods, and when a ticket stops affecting your premium.
Guide
Traffic School and Defensive Driving Courses After a Ticket
How traffic school can keep a ticket off your insurance record, who is eligible, how often you can use it, the course discount, and the cost-benefit.
Guide
Multiple Speeding Tickets and Insurance
What happens to premiums with two, three or more tickets in three years—surcharge stacking, licence risk, non-renewal, and the path back.
Guide
How to Compare Car Insurance Quotes After a Speeding Ticket
A method for comparing quotes with a ticket on your record: fix coverage, disclose accurately, quote widely, use discounts, and time the re-shop.