Glossary term
Minor violation
Minor violation: Insurer category for lower-speed tickets and similar offences; a first one is often not surcharged.
Where this term matters
Guides and entries on this site that use the term.
Guide
How Much Car Insurance Goes Up After a Speeding Ticket
Typical premium increases after a speeding ticket by speed over the limit, why some tickets cause no increase, and how insurers differ.
Guide
Your First Speeding Ticket and Insurance
What to expect after a first speeding ticket—whether insurers surcharge it, what to do before paying, traffic school, and how to minimise the effect.
Entry
How Insurers Calculate Speeding Ticket Surcharges
Learn how auto insurers calculate rate surcharges after a speeding ticket, which rating factors compound costs, and how to lower your overall premium.