Glossary term
Material misrepresentation
Material misrepresentation: A false statement on an application that would have changed the insurer's decision; grounds to void coverage.
Where this term matters
Guides and entries on this site that use the term.
Guide
When and How Your Insurer Finds Out About a Ticket
Insurers pull driving records at renewal and quoting, not daily. How that timing works, whether you must disclose, and what happens if a ticket is missed.
Entry
How Often Do Car Insurance Companies Check Driving Records?
Discover how and when auto insurers review your motor vehicle record, what triggers an unscheduled MVR check, and what happens after a speeding ticket.