Glossary term
Defensive driving discount
Defensive driving discount: An insurer discount (5–10%) for completing an approved course, separate from ticket dismissal.
Where this term matters
Guides and entries on this site that use the term.
Guide
Traffic School and Defensive Driving Courses After a Ticket
How traffic school can keep a ticket off your insurance record, who is eligible, how often you can use it, the course discount, and the cost-benefit.
Entry
How Insurers Calculate Speeding Ticket Surcharges
Learn how auto insurers calculate rate surcharges after a speeding ticket, which rating factors compound costs, and how to lower your overall premium.
Entry
Can Traffic School Stop an Insurance Increase After a Speeding Ticket?
Learn how completing traffic school or defensive driving can mask a speeding citation, prevent insurer surcharges, and protect your auto insurance rates.