Glossary term
Insurer points
Insurer points: An insurer's internal schedule for weighting violations in pricing; differs from state points.
Where this term matters
Guides and entries on this site that use the term.
Guide
Driver's Licence Points and Your Insurance
How state point systems work, how insurers use (or ignore) points, the difference between state points and insurer points, and point-reduction options.
Entry
Can Traffic School Stop an Insurance Increase After a Speeding Ticket?
Learn how completing traffic school or defensive driving can mask a speeding citation, prevent insurer surcharges, and protect your auto insurance rates.
Entry
Options After Your First Speeding Ticket to Keep It Off Your Record
Explore legal and administrative steps to resolve a first speeding ticket without it raising your car insurance premium or appearing on your driving record.